Welcome to R.T. Insurance & Surety Consultants

Explore our comprehensive range of surety bond services for your business needs.

CONTRACT BONDS

Bid Bond

Bid bonds ensure that contractors adhere to their bid terms and commit to providing any necessary performance bonds. These bonds also reassure project owners that the contractor will honor the contract at the submitted bid price, safeguarding the integrity of the bidding process.

Performance Bond

Performance bonds, a type of surety bond, guarantee that contractors will complete projects as specified or meet particular obligations. These bonds offer project owners protection against contractor non-performance. Common types of performance bonds include supply bonds, site improvement bonds, payment bonds, maintenance bonds, construction bonds, and bid bonds.

Payment Bond

Payment bonds guarantee that contractors will meet their financial obligations to suppliers, laborers, and subcontractors, even in cases of contractor default. These bonds ensure that all parties involved in the project receive due compensation, maintaining financial stability throughout the project lifecycle.

Maintenance Bond

Maintenance bonds, or warranty bonds, guarantee the quality of materials and workmanship provided by the contractor. Effective for a specified period after project completion, these bonds protect the project owner from defects and ensure that any issues are promptly addressed and rectified.

SBA BOND GUARANTEE PROGRAM

SBA bonds help you secure contracts with confidence when you don't meet traditional underwriting standards.

The SBA Bond Guarantee Program offers a valuable solution for contractors who may not meet the stringent underwriting standards of traditional sureties.

With our in-house underwriting capabilities, we can provide these bonds to contractors who require more flexibility to grow their businesses. Whether it is due to a lack of established credit or other financial constraints, our program is designed to support these contractors in obtaining the necessary bonds to secure their projects. By bridging the gap between contractors and sureties, we enable small businesses to thrive and participate in a wide range of projects that they may have otherwise been excluded from.

Our commitment to empowering contractors with the resources they need sets us apart and ensures their continued success.

COMMERCIAL BONDS

Commercial bonds are available in a wide range of forms, catering to various needs. These include Contractor bonds, motor vehicle dealers, license bonds, permit bonds, union bonds, sales tax bonds, and many more. Each bond serves a specific purpose and provides financial assurance for different industries and sectors.

Court Bonds

Bankruptcy Trustee Bond - These bonds ensure that the trustee will uphold all of their responsibilities as ordered by the court.

Fiduciary Bond (probate bond) - This lets you operate as a fiduciary or executor of an estate of the deceased (also known as estate, executor or fiduciary bonds).

Guardianship Bond - Allows you to be the legal guardian of a minor or disabled individual.

Injunction Bond - This bond allows a defendant to recoup any losses suffered if the court rules that the injunction in question should not have been arranged.

Receiver Bond - These bonds ensure that the receiver upholds their responsibilities of the receivership in question.

Replevin Bond - These bonds allow a plaintiff to take possession of a piece of property that the defendant has possession of before a court case begins.

Appeal & Supersedeas Bond - This allows you to appeal a decision in a court of law.