Expert Surety Bond Solutions
R.T. Insurance & Surety Consultants is a trusted leader in providing surety bond solutions for contractors, professionals, and businesses across multiple industries. With decades of surety experience and long-standing SBA program expertise, we help clients secure the bonds they need, quickly, efficiently, and with expert guidance.
Types of Bond
Contract Bonds
We provide a full range of contract surety bonds for contractors and developers, including Bid, Performance, Payment, and Maintenance bonds. Our experience ensures your bond program supports your business growth and helps you qualify for the work you deserve.
License & Permit Bonds
Essential for businesses and professionals operating under state, city, or federal regulations. We handle a wide variety of bonds quickly and efficiently, including: Contractor License Bonds, Auto Dealer Bonds, Sales Tax Bonds, Utility Bonds, Notary Bonds, Freight Broker Bonds, Health Club Bonds, Fuel Tax Bonds, ERISA Bonds and more.
Court Bonds
We offer a variety of judicial and fiduciary bonds, including Appeal, Probate, Fiduciary, Guardianship, and other court-related bonds. Our team ensures accuracy, speed, and compliance with all court requirements.
Miscellaneous Bonds
We provide a broad range of specialty bonds for unique business obligations, including: Wage & Welfare Bonds, Supply Bonds, Lost Title Bonds, Public Official Bonds, Court Fiduciary Bonds, Subdivision Bonds, Customs Bonds and more
SBA Surety Bonds
Under the U.S. Small Business Administration's (SBA) Surety Bond Program, all bonds are issued through an authorized surety, with the SBA guaranteeing a portion of the risk, typically 80% to 90%. While the surety company is involved in every transaction, our in-house authority allows us to complete the initial underwriting and approval process for bonds up to $500,000 per project and $1,000,000 aggregate directly on the surety's behalf, streamlining the process for our clients. For larger SBA accounts, we coordinate with the surety and SBA to secure approvals up to the full program limits.
Helping Contractors Get Bonded, Even When Others Can't
We specialize in helping small and emerging contractors qualify for bonding, even those who may have been turned down elsewhere. Through our long-standing SBA partnership and relationships with specialty surety markets, we use tools and programs that many agents don't have access to or don't know how to use. Whether you're new to bonding, growing your business, or rebuilding your bond program, we can help you secure the approval you need to compete and succeed.
Our Advantage in Surety
We specialize in helping small and emerging contractors qualify for bonding, even those who may have been turned down elsewhere. Through our long-standing SBA partnership and relationships with specialty surety markets, we use tools and programs that many agents don't have access to or don't know how to use. Whether you're new to bonding, growing your business, or rebuilding your bond program, we can help you secure the approval you need to compete and succeed.
Industries Served
We provide surety solutions for a wide range of industries, including:
- General and specialty contractors
- Transportation and service companies
- Manufacturers and distributors
- Auto dealers
- Professional firms
- Environmental and energy sectors
Why Choose Us for Surety Bonds
- Proven SBA program expertise
- In-house authority to issue smaller bonds efficiently
- Access to all major and specialty surety markets
- Fast turnaround and knowledgeable guidance
- Experience helping new and growing contractors qualify
- Personalized service and attention to detail from start to finish
Approved to offer SBA guaranteed bonds through the SBA's Surety Bond Guarantee Program
Let's build your bond program together
Whether you're bidding your first project or managing a complex portfolio of contracts, R.T. Insurance & Surety Consultants is ready to help you move forward with confidence.