Your Trusted Partner in Risk Management
At R.T. Insurance & Surety Consultants, we believe every client deserves personalized attention, reliable guidance, and a trusted partner in protecting what matters most. Based in Saint Louis, Missouri, we provide comprehensive insurance and surety solutions for businesses and individuals alike, with a focus on responsive service, experience, and results.
Our Story
Founded on a foundation of integrity, knowledge, and commitment to service, R.T. Insurance & Surety Consultants has grown into a respected independent insurance agency known for reliability and expertise. We've built lasting relationships with our clients and carrier partners by doing business the right way, through honesty, transparency, and consistent follow-through.
Our Commitment
We believe insurance should be more than a transaction, it should be a partnership based on trust and communication. Our commitment is to deliver personalized solutions, quick response times, and dependable advice that gives our clients peace of mind. Our clients trust us because we focus on understanding their goals first, and building the right coverage around them.
A True Partnership in Risk Management
At R.T. Insurance & Surety Consultants, our goal is to form a true, value-added partnership with every client. We take time to understand each operation, identify potential exposures, and recommend effective, cost-conscious ways to manage risk. We go beyond quoting policies, we work alongside our clients to provide meaningful guidance that helps them stay protected and positioned for growth. Our mission is to secure the right coverage at the lowest possible cost, without compromising quality or service.
What we Offer
Our agency provides a full range of commercial and personal insurance solutions, as well as comprehensive surety bond programs. With in-house SBA bond underwriting authority, we're able to issue small business bonds quickly and efficiently, giving clients the confidence and speed they need to operate successfully.
Commercial Insurance
General Liability- Commercial Auto
- Workers Compensation
- Umbrella
- NEMT
- Medical Spa
Personal Insurance
- Home
- Auto
- Umbrella
- Life
- Jewelry & Valuables
Surety Bonds
- Contract
- License & Permit
- SBA
- Court Bonds
Your business deserves a partner who understands your industry and your goals.
Partner with R.T. Insurance & Surety Consultants and experience the difference of working with a agency that values long-term relationships and true client partnerships. Let's discuss how we can help protect your business and your future.